Hedjee

Fuel bills can jump.
Payments still come due.

Help customers protect the cash they need for repayments when diesel prices rise.

Protect customer cash

When the payment is due,is the cash there?

Loan payment due$21,000

The same amount in both cases.

Payment date · 2022

Can the customer cover May 10’s payment?

Without Hedjee$17,294 cash available
$3,706still needed
With Hedjee$35,100 cash available
$14,100left after payment

$17,806 more cash after protection costs. The example payout arrived May 9, before this payment.

Ukraine war March 2022
Illustrative terms & cash assumptions

Real Gulf Coast diesel prices; hypothetical customer and protection. 30,000 gallons purchased evenly, February 7–May 2, 2022. Starting cash: $4,800. Revenue: $7.20 per gallon; other operating costs: $2.15 per gallon. Fuel includes a 12¢ local basis and 8¢ discount; no surcharge recovery.

One $21,000 loan payment falls on the selected date. Cash shown is available before that obligation; a shortfall still needs funding. Protection costs $3,600 upfront on February 6; the $3.88 trigger and $1/gal cap apply to the window average. The $21,406 example payout arrives May 9. Outcomes depend on prices, terms and timing; this is not a measured default reduction. EIA price data ↗

A payment problem can start
with an operating bill.

Rising costs leave less cash for the next obligation. Uneven receipts make the timing harder. For customers buying diesel, fuel protection is one way to address that pressure before a price spike.

Discuss a customer introduction

Financial challenges reported by U.S. small employer firms in 2024

Rising costs
75%
Paying operating expenses
56%
Uneven cash flow
51%
Federal Reserve Banks · 2025 report

Help protect
their next payment.

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